How to Sign Up for Revolut and Get $20 Bonus

Getting your $20 Revolut bonus is straightforward, but you need to follow the correct steps to ensure you qualify. This comprehensive guide walks you through the entire process — from clicking the referral link to receiving your bonus. The whole process takes less than 10 minutes, and you could have your $20 bonus within a few days.

Before You Start: What You Need

Before beginning the sign-up process, make sure you have the following items ready. Having everything prepared in advance will make the registration smooth and fast:

• A valid government-issued ID — passport, driver's license, or national identity card
• A smartphone — Revolut is a mobile-first platform (iOS 15+ or Android 8+)
• A valid email address — for account verification and communications
• A phone number — for SMS verification during registration
• A funding source — bank account or debit card to make your initial deposit

Step 1: Click the Referral Link

This is the most critical step. You must use our exclusive referral link to qualify for the $20 bonus. Signing up directly through the Revolut website or app without the referral link means you will not receive the bonus. Click the button below or any "Claim $20 Bonus" button on this website to get started:

After clicking the link, you will be redirected to the Revolut registration page. The referral code is automatically embedded in the link, so you do not need to enter any promo code manually. The system will detect your country and redirect you to the appropriate regional version.

Step 2: Create Your Account

On the Revolut registration page, you will need to provide your basic information:

1. Enter your phone number — Revolut will send a verification SMS code
2. Enter the SMS code — type the 6-digit code you receive
3. Provide your email address — this will be used for account notifications
4. Set your country of residence — this determines your account type and available features
5. Create a PIN or enable biometric login — for securing your account

The registration process is designed to be completed in under 3 minutes. Revolut's interface is clean and intuitive, guiding you through each step with clear instructions.

Step 3: Verify Your Identity (KYC)

As a regulated financial institution, Revolut is required to verify your identity. This process is known as KYC (Know Your Customer) and is standard across all banks and financial services. Here is what to expect:

1. Take a photo of your ID — use your phone camera to capture your passport, driver's license, or national ID card. Make sure the photo is clear and all text is readable.
2. Take a selfie — Revolut uses facial recognition to match your selfie with your ID photo. Ensure good lighting and remove any glasses or hats.
3. Provide your personal details — full legal name, date of birth, and residential address as they appear on your ID.

The verification process is usually completed within minutes using automated AI systems. In some cases, manual review may take up to 24 hours. You will receive a notification once your identity is verified and your account is fully activated.

Step 4: Make Your First Deposit

Once your identity is verified, it is time to fund your account. Revolut offers several deposit methods:

• Bank transfer — transfer money from your existing bank account (usually free, takes 1-2 business days)
• Debit card — instant deposit using your existing debit card (may have a small fee depending on your card issuer)
• Apple Pay / Google Pay — instant deposit through your mobile wallet

There is no minimum deposit amount required, but you will need enough funds to complete the three qualifying transactions in the next step. We recommend depositing at least $50 to comfortably cover the required transactions.

Step 5: Complete 3 Qualifying Transactions

To unlock your $20 bonus, you need to make 3 card payments of $10 or more each. These must be genuine card transactions — ATM withdrawals and peer-to-peer transfers do not count. Here are some easy ways to complete this requirement:

• Grocery shopping — use your Revolut card at any supermarket
• Online purchases — buy something on Amazon, eBay, or any online store
• Coffee or dining — pay for your next meal or coffee with Revolut
• Subscription payments — use Revolut for Netflix, Spotify, or other subscriptions
• Gas station — fill up your car and pay with Revolut

You can use either your physical card (if it has arrived) or your virtual card through Apple Pay or Google Pay. All three transactions can be completed on the same day — there is no waiting period between them.

Step 6: Receive Your $20 Bonus

After completing all three qualifying transactions, your $20 bonus will be credited to your Revolut account. Here is what to expect:

• Processing time: 3-5 business days after the last qualifying transaction
• Notification: You will receive a push notification and email when the bonus is credited
• No restrictions: The bonus can be used for payments, transfers, or withdrawn to your bank account
• Currency: The bonus is credited in your account's primary currency (equivalent to $20 USD)

Common Mistakes to Avoid

To ensure you receive your bonus, avoid these common mistakes:

1. Not using the referral link — signing up directly without the referral link disqualifies you from the bonus
2. Making transactions under $10 — each of the three transactions must be at least $10
3. Using ATM withdrawals — only card payments count as qualifying transactions
4. Not completing KYC — your identity must be fully verified before the bonus can be credited
5. Missing the deadline — the offer expires on February 17, 2026

Troubleshooting

If you have completed all the steps but have not received your bonus after 5 business days, here is what to do:

1. Check that all three transactions have been fully processed (not pending)
2. Verify that your KYC verification is complete in the app settings
3. Contact Revolut support through the in-app chat
4. Reference the referral program in your support request

What to Do After Getting Your Bonus

Congratulations on your $20 bonus! Here are some smart ways to make the most of your new Revolut account:

• Set up Savings Vaults — start saving automatically with round-ups
• Order a physical card — free with the Standard plan
• Explore currency exchange — take advantage of the real interbank rates
• Try crypto trading — invest a small amount to explore the feature
• Share your own referral link — earn additional bonuses by inviting friends

Conclusion

Getting your $20 Revolut bonus is one of the easiest and most rewarding sign-up offers available in 2026. The entire process takes less than 10 minutes, and the bonus is credited within days. With no monthly fees on the Standard plan and a comprehensive suite of financial tools, Revolut is an excellent addition to your financial toolkit — and you are getting paid $20 to try it.